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Tips on Saving Money on your Car Insurance

Hate paying high rates for your car insurance? Don't we all!

Here's our top 5 tips to help you lower your car insurance rates, and keep more money in your pocket each month.

#5: Full Stop

Do you drift through that familiar stop sign on your way home from work? Maybe you don't stop all the way at a red light before turning (The sign says turn on red, not stop!)?

It's a habit that comes from driving the same routes many times, but it can put your car, and your insurance rates, at risk. An accident – even a minor one – can jack up those numbers, and pretty soon, you'll wonder where your money went.

So next time you hit that sign, stop for two full seconds and look both ways. You could save a bundle.

#4: Don't Settle for Higher Rates

Most people go with the first car insurance company they try. They get a quote, see the numbers, and sign – no questions, done deal. This isn't how it's supposed to work!

Settling for a rate that's higher than what you wanted to pay means you're going to be shelling a lot more out each month. Even 20(AU) more than what you can afford a month will add up to a lot of extra cash at the end of the year.

#3: Always Go Online

Walk into a car insurance agency and ask them for a quote, and you're going to walk out with your bank account quite a bit emptier and your insurance less than you want. The human element can work to your disadvantage in this case, and no one wants to be bullied into a policy.

Getting your insurance online can lead to a whole number of things, including online-only cheaper rates, great deals you can't find anywhere else, and the freedom to choose a policy you want, on your schedule.

#2: Before you Buy, Check Insurance

Looking at that hot new sports car at the dealership? Before you buy it, check what you're going to be paying in insurance every month, because it might be more than you expect.

Without this key step, you could spend a lot more than you want to, and end up unhappy – even if that new car is sitting in your driveway.

And finally, our #1 tip for saving money on your auto insurance is...

#1: Shop Around

The absolutely worst mistake you can make when purchasing car insurance is to go with the first rate you see. The best option is to go to as many insurance companies as you can and see exactly what they have to offer you.

You won't know if you can save money if you don't see what's out there, after all!

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